Independence Debt Advisory

We share decades of insider knowledge, so that your business has the financial facilities fit to tackle the challenges of today whilst also providing a route to the future.

Why work with us?

We have worked building and leading an array of independent and institutional UK lenders. Unlike the wider broker market, which is often comprised of ex-sales staff, we share insights from the Board rooms of lenders, secrets which can enhance your facilities beyond the market.

Who do we help?

Privately-owned
Privately-owned
£1m to £50m Turnover
£1m to £50m Turnover
UK-based
UK-based
Any sector
Any sector
Funding requirement - £0.25m to £50m
Funding requirement - £0.25m to £50m

Sector, size and circumstances agnostic we design for the full term

One advantage of the complexity of the debt markets in 2024 is that there are so many providers and products. There will always be a range of options specifically built to help customers tackle specific trading problems and opportunities.

Read our article on matching products to needs to appreciate the reasons why choosing provider and product is critical to protecting the long term interest of your company (learn more button goes to article)

Refinancing for more money

Refinancing to improve cost and terms

Enabling disposals

Supporting growth through M&A

Refinancing to optimise exit value

Use of patient debt to enhance value

Investing in or developing IP

Purchasing property assets

Purchasing operating & production assets

Purchasing inventory & raw materials

Creating working capital headroom

Enabling shareholders to de-risk

Recruiting key hires

Increasing marketing spend

Adding new sites, products & services

Unrivalled product knowledge

This is what our customers
think of us

“When we acquired LVHV we had a seemingly impossible timeline to hit and faced a myriad of reasons why the deal should not work. Independence provided the perfect stakeholder and project managed an exceptionally difficult transaction to a swift and timely conclusion”

Phil McClennon
Phil McClennon
Director - SEG

“This was my first venture without the safety net of a large corporate (& team). Independence have proven a pillar of support and their expertise has been pivotal”

Alex Heslip
Alex Heslip
Director - Edge Group

“The marke has been so turbulent over recent years, I dont think we would have made the progress we have without Independences guidance”

Ian Howell
Ian Howell
Director - Star Transport

“Without Independences support and patience, I don't think we would have either completed our transaction or got the deal we wanted”

Richard Skelson
Richard Skelson
Director - RJ Lifts Group

“We thought we already had a comprehensive understanding of the debt markets but Independences expertise has brought real value to the company, accelerating our plans and saved significant resources in the process”

Mark Allen
Mark Allen
Director - ETG

“As an overseas team coming inti the UK, understanding the landscape in a competitive market and mid-Covid provide extremely challenging. We enjoyed working with Independence and feel fortunate to have the perfect partners to help take our new business forward”

Nick Kyrzakos
Nick Kyrzakos
Director - White Transport

“We didn't know what our options were but Independence made the time to understand our business and provide an array of options which could be tailored to suit our needs”

Paddy Grady
Paddy Grady
Director - Cara Construction