We invest the time necessary with your business to appraise your current and future needs and set out to you how much you can borrow, via what products & lenders and on what terms - this is your “Debt Capacity”
Some examples of how
customers have used funds
One advantage of the complexity of the debt markets in 2024 is that there are so many providers and products. There will always be a range of options specifically built to help customers tackle specific trading problems and opportunities.
Read our article on matching products to needs to appreciate the reasons why choosing provider and product is critical to protecting the long term interest of your company (learn more button goes to article)
Changing product and (or) provider at the right time can drive access to greater quantums of cash which can accelerate strategic plans
Refinancing for more money
Refinancing to improve cost and terms
Enabling disposals
Supporting growth through M&A
Refinancing to optimise exit value
Use of patient debt to enhance value
Investing in or developing IP
Purchasing property assets
Purchasing operating & production assets
Purchasing inventory & raw materials
Creating working capital headroom
Enabling shareholders to de-risk
Recruiting key hires
Increasing marketing spend
Adding new sites, products & services
What happens next
- Contact us. Complete your details with us on our short contact form
- Discuss your requirement. We will call you back at a time which suits you to discuss your requirements in more detail
- Triaging your circumstances. We will review your financial & operating records to adequately measure your debt capacity as of now and what that could reasonably look like over time?
- Understanding your options. We will outline to you and array of products and providers; who comprise in our experience the best potential fit with both your requirements and circumstances
- Choosing preferred options. After your options have been explored and the ramifications, pros and cons of each understood, we will take instruction regarding your preferred
- Project manage delivery. We will work with you to make your preferred options a reality and land that deal in a fashion that ensures all stakeholders are happy
- Defining post-deal support. We work with all our clients to understand who wants and needs support post-deal and schedule the same so that client and funder have the best chances of success
This is what our customers
think of us
“When we acquired LVHV we had a seemingly impossible timeline to hit and faced a myriad of reasons why the deal should not work. Independence provided the perfect stakeholder and project managed an exceptionally difficult transaction to a swift and timely conclusion”
“This was my first venture without the safety net of a large corporate (& team). Independence have proven a pillar of support and their expertise has been pivotal”
“The marke has been so turbulent over recent years, I dont think we would have made the progress we have without Independences guidance”
“Without Independences support and patience, I don't think we would have either completed our transaction or got the deal we wanted”
“We thought we already had a comprehensive understanding of the debt markets but Independences expertise has brought real value to the company, accelerating our plans and saved significant resources in the process”
“As an overseas team coming inti the UK, understanding the landscape in a competitive market and mid-Covid provide extremely challenging. We enjoyed working with Independence and feel fortunate to have the perfect partners to help take our new business forward”
“We didn't know what our options were but Independence made the time to understand our business and provide an array of options which could be tailored to suit our needs”
